For Professionals
Long-Term Care Planning for Financial Advisors
RIAs, CPAs, and estate attorneys partner with Carol to bring long-term care planning to their clients—without becoming insurance experts themselves. Education-first, zero pressure, and no channel conflict.
Fill a Planning Gap
Retirement, tax, and estate plans are incomplete without a long-term care conversation. Refer with confidence and keep the client relationship centered on you.
Educate Clients Well
Carol runs client-facing education sessions on WA Cares, Partnership policies, hybrid coverage, and Medicaid/Medi-Cal—clearly and without pressure.
Independent & Multi-Carrier
Independent brokerage with access to every major carrier means the recommendation fits the client, not a proprietary product shelf.
How We Work With Advisors
Client Education
Live or recorded sessions for your client base, tailored to Washington or California rules and demographics.
Case Consultation
Bring us a household situation; we'll model traditional, hybrid, and self-funding paths side-by-side.
Underwriting Triage
Pre-screen medical history before formal application to protect the client and your relationship.
Clean Handoffs
You stay the quarterback. We document recommendations and report back so nothing falls through the cracks.
Complimentary Consultation
Ready to add LTC planning to your practice?
Schedule a complimentary 30–45 minute conversation with Carol. No pressure, no obligation—just honest, energetic guidance tailored to your situation.